AARP Insurance Review and Quotes

Catering to the over 50 crowd, a.k.a. “Baby Boomers,”
this non-profit organization offers membership to anyone over
the age of 50 for only $12.50 per year. It has over 36 million
members and does significant lobbying for the older generation
in order to improve the quality of life for those heading toward
or into retirement. There are 3,500 local chapters and they also
publish two magazines, the AARP Bulletin and AARP The Magazine.
Types of Insurance Offered:
AARP does not offer insurance directly, but they work with
various insurance providers to give discounts on the following
types of insurance:
Auto Insurance:
Offered through The Hartford Insurance Company, it includes 12
month rate protection and lifetime renewability. There is also
motorcycle insurance available.
Dental Insurance: Offered through Delta Dental, it
includes immediate coverage for most services and expanded
coverage for major services after a 12 month waiting period.
Long Term Care Insurance: Offered through Metropolitan
Life Insurance Company, it covers home care, assisted living,
and nursing home care, plus care provided by family members or
friends.
Medicare Supplement Insurance: Offered through United
HealthCare Insurance Company, it includes benefits that Medicare
will not cover.
Supplemental Health Insurance Plans: Offered through
United HealthCare, they offer hospital indemnity plans,
supplemental medical plans, hospital advantage plans, and
medical advantage plans.
Homeowners Insurance: Offered through The Hartford
Insurance Company, it includes lifetime renewability,
replacement costs on content, and full replacement cost
coverage. There is also mobile home insurance available.
Life Insurance: Offered through New York Life Insurance
Company, it offers term and permanent policies to AARP members.
Business Information:
AARP is a private association whose revenue for 2004 was $878
million dollars. Their sales growth is at approximately 21
percent. Membership is at 36 million people and there are plans
for them to grow in the coming years.
Ratings:
A. M. Best: A (Excellent)
Moody’s: AA (Good)
Standard and Poor’s: A (Strong)
Competition:
AARP offers programs through various insurance providers to
offer members discounted services. Competition would come from
the companies themselves, though the discounts would still only
occur if a person was a member of AARP.
Lenders
Compete For Your Business!
You can get quotes from these below companies and much
more:AAA Insurance
Aetna Insurance
Allstate Insurance
AARP Insurance
Blue Cross Blue Shield
Cigna Insurance
Farmers Insurance
Primerica Insurance
Prudential Insurance
United Health Care |
Interested in getting an insurance quote through AARP? Insurance
Savings includes AARP in our free insurance quotes search. Get
your free quote today!
More Comparison Information
| |
Free Online
Quote |
Time Needed
To Get Quoted |
Offer Comparison
Quotes? |
Telephone
Number |
Publicly Traded
Symbol |
Year
Established |
| AARP |
no |
n/a |
no |
1-800-OUR-AARP |
N/A |
1913 |
| Blue
Cross |
yes |
10 min. |
no |
State by State |
** |
1909 |
|
Pacificare |
no |
n/a |
no |
State by
State |
PHS |
1950 |
|
Our Company*** |
yes |
3 min. |
yes |
Web Only |
** |
1996 |
|
Netquote |
yes |
5 min. |
yes |
Web Only |
** |
1996 |
|
eHealthInsurance |
yes |
5 min. |
yes |
Web Only |
** |
1996 |
**mutual insurance companies owned by its members
Types of Insurance Offered by Major Insurance Companies
| |
Individual
Health |
Group
Health |
Life |
LTC* |
| AARP |
√ |
√ |
|
|
| Blue
Cross |
√ |
√ |
|
√ |
|
Pacificare |
√ |
√ |
|
|
|
Our Company*** |
√ |
√ |
√ |
√ |
|
Netquote |
√ |
√ |
√ |
|
|
eHealthInsurance |
√ |
√ |
|
|
*LTC stands for Long Term Care, a seniors insurance
plan
Market Share (size) of Top Insurance Companies
| AARP |
N/A |
| Blue
Cross |
20 Billion (est.) |
|
Pacificare |
7.25 Billion |
| United Health Care |
68.58 Billion |
| Safeco |
6.52 Billion |
| Nationwide |
5.93 Billion |
|
Geico |
22 Billion |
Health Insurance Coverage Available For Major Insurance
Companies
| AARP |
All 50 States |
| Blue
Cross* |
All 50 States |
|
Pacificare |
All 50 States |
| Our Company |
All 50 States |
|
Netquote |
All 50 States except NY |
| United Health Care* |
All 50 States |
|
eHealthInsurance |
All 50 States |
*products not available
in all individual counties
___________________________________________________________________________
Interested in getting an insurance quote from companies like
AARP? Insurance Savings includes
AARP
Insurance Group in our free insurance quotes search. Use the
"get a free quote" box above to start your free search and let
us do the work!
|