Alabama Auto Insurance

Alabama auto insurance safeguards your vehicle against accidents. You could choose from many insurance companies to take up most suitable and affordable insurance for your vehicle.

What does Alabama Auto Insurance offer me?

It offers you mandatory coverage of Property Damage Liability and Bodily Injury Liability policies.

What is the minimum coverage?

Alabama Auto Insurance offers you a minimum coverage of $20,000 for injury liability of each person in an accident, $40,000 for all injuries in a single accident, and $10,000 for damages to property in an accident.

What is my proof of insurance?

Normally, insurance cards of insurance companies are requisite proof of auto insurance. They contain details of your vehicle as model number, year of model, identification number of vehicle, name of your insurance company, name of insured, policy number, expiry, and effective dates of policy.

Are there any other proofs of auto insurance?

In the absence of insurance card, following are acceptable proofs of your auto insurance:-

? A premium receipt of your insurance company
? Liability Insurance Policy
? Temporary Insurance Card
? Certificate of liability Insurance policy
? Present declarations page of your liability policy
? Sale bill of your vehicle with validity of 60 days and a valid insurance card thereupon
? Rental agreement copy mentioning insurance coverage

Do I have to carry proof of insurance?

Yes, you need to carry requisite and valid proof of your auto insurance always in your vehicle. If need be, you have to show it to a law officer.

What will happen if I do not have any proof of insurance?

If you are incapable of showing proper proof of auto insurance to law officer, you are guilty of improper conduct and have to pay a fine of $500 for the first time. Repeating same offense invites your license suspension.

How can I determine my Auto Insurance rates?

Normally, insurance companies target all drivers of total state and add their rates including legal and settlement dues. Quotient of average cost among all drivers decides rates. However, individual rates differ as per your age, place of residence, type of your vehicle, and your driving record.

Proper traffic rules and their regular enforcements can reduce accidents and associated injuries and loss of life.

We highly recommend using a free service to compare Alabama Insurance Companies before committing to any one.

Alabama Auto Insurance

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