HMOs stand for Health Maintenance Organization, a health care system that assumes or shares both the financial risks and the delivery risks associated with providing comprehensive medical services to a voluntarily enrolled population in a particular geographic area, usually in return for a fixed, prepaid fee. The HMO insurance plan generally costs less than PPO plans but is less widely accepted and requires referrals to see specialists. Research HMO insurance information before purchase. Thousands of HMO health insurance plans are compared in our search.
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