Washington Car Insurance

Washington auto insurance provides you financial coverage against accidents. You can take up Washington auto insurance policies at affordable premiums and protect your automobiles.

Types of Washington auto insurance

Collision insurance covers damages to your car in any accident. Comprehensive auto insurance provides cover for other damages to your car. These damages may not be due to any accident. It can be due to some heavy objects falling on your car or automobile or may be due to fire. Normally, you need to buy both types of insurance coverage for your new cars or automobiles.

Limits and Liability coverage

Washington auto insurance provides for your liabilities incase you cause any accident to others. This liability coverage pays for the damages you cause to others and additional legal expenses. However, it does not provide for your own losses in the accident.

The limits coverage either can be split limits or combined single limits. If you opt for split limits, the insurance company pays separate amounts for body injury and property damages. Normally, the company pays $25,000 for body injuries to a single person, $50,000 for the total body injuries in the accident and up to $10,000 for damages to property. This does not include damages to your car.

Under combined single limits, the insurance company will not pay more than $60,000 for all body injuries and damages to property.

Underinsured/Uninsured Motorist (UIM) Coverage

By this coverage, Washington auto insurance protects you against drivers without insurance or with low insurance coverage. You may reduce or completely do away with this coverage.

Personal Injury Protection (PIP)

Washington auto insurance companies can add personal injury protection to your renewal policy. You pay a minimum of $20 to $50 for six months. In return, if you have an accident you get compensation for loss of your job, wage compensation for a year, $10,000 for medical expenses and $2,000 for funeral expenses. Of course, you can reject this coverage through a written letter.

You can get different quotes for Washington auto insurance from the many insurance companies. You can then choose the best one to suit your budget and get adequate coverage.

Washington Car Insurance

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